{"id":1578,"date":"2019-11-21T09:31:58","date_gmt":"2019-11-21T09:31:58","guid":{"rendered":"https:\/\/freeman-freeman.com\/?p=1578"},"modified":"2024-02-09T07:25:37","modified_gmt":"2024-02-09T07:25:37","slug":"cubrira-mi-accidente-con-uber-o-lyft-la-poliza-de-seguro-del-millon-de-dolares-de-rideshare","status":"publish","type":"post","link":"https:\/\/freeman-freeman.com\/es\/blog\/will-the-rideshare-million-dollar-insurance-policy-cover-my-uber-or-lyft-accident\/","title":{"rendered":"\u00bfCubrir\u00e1 mi accidente con Uber o Lyft la p\u00f3liza de seguro millonaria de Rideshare?"},"content":{"rendered":"

Se ha hablado mucho de las p\u00f3lizas de seguro de un mill\u00f3n de d\u00f3lares de las principales empresas de Uber y Lyft. Estas p\u00f3lizas millonarias se extienden para proteger a todos los veh\u00edculos que trabajan para estos gigantes del transporte compartido, y la cobertura del seguro es incluso obligatoria en varios estados. Aunque una p\u00f3liza de un mill\u00f3n de d\u00f3lares suena bastante extravagante, tambi\u00e9n es absolutamente necesaria.<\/p>\n

La p\u00f3liza de seguros es la forma en que las marcas de viajes compartidos asumen la responsabilidad de las acciones, la atenci\u00f3n e incluso la intoxicaci\u00f3n de sus conductores. Si un conductor est\u00e1 al volante, tanto \u00e9l como cualquiera que pueda resultar herido en un accidente con \u00e9l est\u00e1 cubierto por la p\u00f3liza. Por supuesto, tambi\u00e9n hay algunas normas bastante estrictas. Hoy estamos aqu\u00ed para destacar lo que cubre la p\u00f3liza del mill\u00f3n de d\u00f3lares en un contexto del mundo real. Como abogado con experiencia en viajes compartidos<\/a>estamos aqu\u00ed para ayudarle.<\/p>\n

\u00bfCu\u00e1ndo est\u00e1 activa la p\u00f3liza Million-Dollar Rideshare Insurance?<\/h3>\n

El momento en que un conductor acepta la misi\u00f3n<\/h4>\n

La p\u00f3liza de seguro millonaria no cubre a todos los conductores de Uber o Lyft todo el tiempo. Solo cubre a los conductores cuando est\u00e1n trabajando oficialmente. Los conductores que est\u00e1n esperando trabajo no cuentan. Esto significa que hay un momento espec\u00edfico en el que la p\u00f3liza de seguro se activa. Ese momento es cuando el conductor acepta el encargo de recoger a alguien. Si le atropellan o si atropella a alguien de camino a la recogida, ese incidente est\u00e1 cubierto. Y si se produce un accidente en el que est\u00e9 implicado el veh\u00edculo compartido mientras transporta al cliente, los da\u00f1os sufridos por todos estar\u00e1n potencialmente cubiertos.<\/p>\n

\u00bfA qui\u00e9n cubre la p\u00f3liza de seguro?<\/h3>\n

Los pasajeros, los dem\u00e1s perjudicados y, a veces, el conductor<\/h4>\n

Los principales objetivos de Uber y Lyft con la p\u00f3liza de seguro son cubrir la responsabilidad civil y los da\u00f1os a los pasajeros y a cualquier persona que pueda resultar perjudicada por sus conductores. Esto significa que una vez que su viaje es aceptado y usted est\u00e1 en la p\u00f3liza, usted est\u00e1 cubierto, otros conductores en la carretera tambi\u00e9n est\u00e1n cubiertos si el accidente se considera culpa del conductor de Uber. Un conductor de Uber o Lyft puede hacer una reclamaci\u00f3n en la p\u00f3liza de la empresa, pero primero, su reclamaci\u00f3n tiene que ser rechazada por su p\u00f3liza personal con endoso comercial de viaje compartido.<\/p>\n

As\u00ed que de nuevo: Si usted es un pasajero de un veh\u00edculo compartido o si se encuentra en otro veh\u00edculo atropellado por un conductor de un veh\u00edculo compartido, las p\u00f3lizas de Uber o Lyft cubrir\u00e1n las lesiones y los da\u00f1os si se presenta una reclamaci\u00f3n s\u00f3lida. Los conductores, sin embargo, deben pasar por el aro para que la p\u00f3liza cubra sus lesiones o los da\u00f1os del veh\u00edculo.<\/p>\n

Mi Uber\/Lyft ha tenido un accidente. \u00bfMe cubre su p\u00f3liza de seguro?<\/h3>\n

S\u00ed, lo m\u00e1s probable<\/h4>\n

Quiz\u00e1 te preguntes qu\u00e9 ocurre si te apuntas a un viaje en Uber o Lyft, subes al asiento trasero y el veh\u00edculo sufre un accidente. \u00bfEst\u00e1 cubierto? Como ya hemos dicho, lo m\u00e1s probable es que s\u00ed. Est\u00e1s cubierto por la p\u00f3liza de seguro de un mill\u00f3n de d\u00f3lares y puedes presentar una reclamaci\u00f3n contra el seguro de la empresa de viajes compartidos en lugar de contra el propio conductor. Puede que no tengas ning\u00fan problema con el conductor y, de hecho, puede que ni siquiera sea su falta.<\/span><\/p>\n

Mi conductor de Uber\/Lyft no tuvo la culpa. Todav\u00eda puedo reclamar mis lesiones en la p\u00f3liza de seguro de un mill\u00f3n de d\u00f3lares?<\/h3>\n

S\u00ed, tienen un seguro insuficiente y Conductor sin seguro<\/span> cobertura.<\/h4>\n

Hablando de que no es culpa del conductor, hay muchos casos en los que un veh\u00edculo compartido resulta gravemente da\u00f1ado en un accidente, no por su propia culpa. Puede que no reduzcan la velocidad demasiado r\u00e1pido o<\/span> ser embestido por otro veh\u00edculo.<\/p>\n

Si has sufrido lesiones en un accidente de coche compartido en el que las lesiones no fueron culpa del conductor, \u00bfpuedes reclamar seriamente al seguro? S\u00ed. Puede y debe hacerlo. La p\u00f3liza del mill\u00f3n de d\u00f3lares para viajes compartidos incluye la cobertura de no asegurado y conductores con exceso de seguro<\/span> para que los pasajeros puedan obtener las indemnizaciones que necesitan incluso cuando los conductores culpables no puedan pagar.<\/p>\n

-<\/p>\n

\u00bfHa sufrido lesiones en un accidente de transporte compartido o conoce a alguien que las haya sufrido? En caso afirmativo, contacte con nuestra oficina<\/a> hoy mismo. Estar\u00edamos orgullosos de ayudarle a abordar el complejo proceso de hacer su reclamaci\u00f3n leg\u00edtima en esa p\u00f3liza de seguro de millones de d\u00f3lares con el fin de obtener el tratamiento y los pagos por da\u00f1os que se merece.<\/p>","protected":false},"excerpt":{"rendered":"

Much has been said about the one-million-dollar insurance policies carried by the leading rideshare companies of Uber and Lyft. These million-dollar policies are extended to protect every vehicle working on the clock for these ridesharing giants and the insurance coverage is even mandatory in several states. While a million-dollar policy sounds pretty extravagant, it\u2019s also … <\/p>\n

Seguir leyendo “Will the Rideshare Million-Dollar Insurance Policy Cover My Uber or Lyft Accident?”<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1578","post","type-post","status-publish","format-standard","hentry","category-news","entry"],"acf":[],"yoast_head":"\nWill the Rideshare Million-Dollar Insurance Policy Cover My Uber or Lyft Accident?<\/title>\n<meta name=\"description\" content=\"Much has been said about the one-million-dollar insurance policies carried by the leading rideshare companies of Uber and Lyft. These million-dollar policies are extended to protect every vehicle working on the clock for these ridesharing giants and the insurance coverage is even mandatory in several states. 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